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CBI Perkuat Strategi Data-Driven untuk Mitigasi Risiko Kredit di Lembaga Keuangan Non-Bank



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CBI hadirkan solusi di tengah tantangan yang dihadapi lembaga keuangan: sulitnya menilai kelayakan kredit calon debitur, proses tracing data lambat dan manual, serta pendekatan monitoring portofolio yang reaktif. Foto/Dok

JAKARTA – Dalam forum tahunan The 7th Indonesia Financial Sector Outlook (IFSO) 2025 yang diselenggarakan oleh Lembaga Pengembangan Perbankan Indonesia (LPPI), Credit Bureau Indonesia (CBI) menegaskan komitmennya untuk mendukung lembaga keuangan non-bank dalam menghadapi dinamika risiko dan tantangan efisiensi melalui pendekatan berbasis data.

Acara yang berlangsung di Auditorium Rachmat Saleh, LPPI Kemang ini dihadiri oleh pelaku industri pembiayaan , asuransi, hingga perbankan, dan dibuka oleh Direktur Utama LPPI, Heru Kristiyana, serta menghadirkan keynote speaker Sumarjono, Kepala Departemen Pengawasan Asuransi dan Jasa Penunjang Otoritas Jasa Keuangan (OJK).

Baca Juga: Kementerian UMKM Gandeng CBI SME Bureau Perluas Akses Pembiayaan

Dalam pemaparannya, Sumarjono menekankan, pentingnya kesiapan industri dalam merespons enam isu strategis sebagaimana tercantum dalam Strategic Plan & Financial Outlook 2022–2024 dan Roadmap Jasa Keuangan 2023–2024, termasuk percepatan adopsi inovasi digital berbasis teknologi seperti AI, machine learning, big data hingga blockchain.

Menurutnya, teknologi ini membuka peluang efisiensi baru-mulai dari underwriting yang lebih cepat dan presisi, hingga klaim otomasi dan prediksi risiko berbasis perilaku.



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